Your Most Trusted Partner in Home Purchase Loans & Refinance Loans
NMLS # 1912387
Open Hours: Mon. - Fri., 9:00 a.m. - 6:00 p.m.
Are you ready to turn your homeownership dream into a reality with a trusted mortgage broker in Clearwater, FL? Look no further than Ebenezer Mortgage Solutions. With our expert guidance and diverse range of loan options, we're here to help you navigate the mortgage process seamlessly, unlocking the door to your ideal home.
At Ebenezer Mortgage Solutions, we understand that buying a home is one of the most significant investments you'll make in your lifetime. That's why we're committed to providing personalized assistance every step of the way. Whether you're a first-time homebuyer or looking to upgrade to your forever home, our team is dedicated to helping you achieve your homeownership goals.
Take the first step towards owning your dream home by reaching out to us today. Our team of mortgage brokers is ready to answer your questions, provide expert advice, and guide you through the entire process. Don't wait any longer to start building equity and creating a place to call your own.
Federal Housing Administration (FHA) loans are an excellent option for individuals with limited funds for a down payment or those with less-than-perfect credit. These loans are backed by the government, offering competitive interest rates and flexible qualification requirements. With an FHA loan, you can achieve your dream of homeownership with as little as 3.5% down.
For veterans, active-duty service members, or eligible surviving spouses, VA loans offer the chance to buy a home without any down payment or private mortgage insurance (PMI) requirements. These loans are guaranteed by the Department of Veterans Affairs, offering favorable terms and low-interest rates. Take advantage of this exclusive benefit and experience the pride of homeownership with a VA loan.
USDA loans, also known as Rural Development loans, are designed to assist individuals purchasing homes in rural and suburban areas. With zero down payment and competitive interest rates, USDA loans make homeownership more accessible for families with moderate to low incomes. Discover the benefits of USDA loans and find your perfect home in the beautiful communities of Clearwater.
Conventional loans are ideal for borrowers with strong credit scores and stable financial backgrounds. These loans typically require a down payment of at least 3% and offer various term lengths to suit your budget and preferences. Whether you're buying your first home or investing in a new property, our conventional loan options provide flexibility and reliability.
For luxury homes or properties exceeding conventional loan limits, a jumbo mortgage offers financing solutions tailored to your unique requirements. With competitive rates and customizable terms, jumbo loans provide the flexibility needed to purchase high-value properties in Clearwater's prestigious neighborhoods.
Non-conforming loans, also known as portfolio loans, cater to individuals with unique financial circumstances or property types that don't meet conventional loan standards. Whether you're self-employed, investing in multi-unit properties, or seeking alternative financing solutions, our non-conforming loan options in Clearwater offer flexibility and personalized assistance to address your distinct needs.
When it comes to securing a mortgage in Clearwater, choosing the right mortgage broker can make all the difference in achieving your homeownership goals. At Ebenezer Mortgage Solutions, we pride ourselves on being the premier choice for residents seeking personalized service, expertise, and unparalleled support throughout the mortgage process. Here's why we stand out as your Clearwater choice:
With a deep understanding of the Clearwater real estate market, our team brings invaluable local expertise to the table. We're well-versed in the unique challenges and opportunities of the area, allowing us to tailor our services to meet the specific needs of Clearwater homebuyers.
At Ebenezer Mortgage Solutions, we believe in the power of personalized service. From your initial consultation to the closing table, our dedicated team will work closely with you every step of the way, providing individualized guidance and support to ensure a smooth and successful mortgage experience.
When you work with a loan officer for a bank or credit union, oftentimes you only get to choose loan programs from a single institution. However, a mortgage broker offers a wide range of loan options to suit diverse financial circumstances and preferences. Whether you're interested in FHA loans, VA loans, conventional loans, or specialized financing solutions, we have the expertise and resources to help you find the perfect loan for your needs.
Mortgage brokers work with multiple lenders allowing us access to leading mortgage rates and products. With our wide network of mortgage lenders, we can then help you find the most favorable terms possible, saving you money over the life of your loan.
We understand that the mortgage process can be overwhelming, which is why we prioritize transparent communication with our clients. You can trust us to keep you informed and educated throughout the homebuying process, providing clear explanations and timely updates to ensure peace of mind every step of the way.
Communication is key, which is why we offer multilingual services to better serve our diverse clientele. Whether you prefer English or Spanish, our team is here to assist you every step of the way.
Are you ready to take the first step toward achieving your homeownership dreams? Contacting Ebenezer Mortgage Solutions is simple and convenient. Here's how you can engage with us:
Clearwater, FL, is home to diverse neighborhoods, each offering unique charm and amenities. Highlights include:
Clearwater is a vibrant city with something for everyone, from beautiful beaches to cultural attractions:
