Your Most Trusted Partner in Home Purchase Loans & Refinance Loans

NMLS # 1912387

Open Hours: Mon. - Fri., 9:00 a.m. - 6:00 p.m.
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Let Us Turn Your Dream Home Into A Reality

Florida Mortgage Broker

Multiply your loan options

Find the best mortgage deals in town

Get your home loan with less effort

Enjoy fast closing times

PROVIDING YOU WITH THE LEADING HOME LOAN PACKAGES

Ebenezer Mortgage Solutions works with the most popular and qualified lenders to provide you with the best home loan packages.

Conventional Loan

No PMI required with a 20% down payment.
Can be used for a wide range of property types.
Higher loan limits than some government-backed programs.
Flexible loan terms with adjustable-rate and fixed-rate options.
Conventional Loan

VA Loan

100% financing available with full VA entitlement.
No private mortgage insurance required (PMI).
No prepayment penalty.
Guaranteed by the government.
Lenders have limitations.
Loans are assumable.
VA Loan

FHA Loan

Low minimum credit score of 500.
Government-insured Loan program.
Flexible qualification for first-time homebuyers.
3.5% down payment with a credit score of 580+.
Closing costs could be paid by the seller, home builder, or lender.
FHA Loan

USDA Loan

0% down, or lower down payment than other loan products.
Low private mortgage insurance (PMI).
Easier qualifying for those with lower credit scores.
Can finance 100% of the home's purchase price.
USDA Loan

ARE YOU CONSIDERING HOME LOAN REFINANCING?

At Ebenezer Mortgage Solutions, we are ready to evaluate your current mortgage situation and help you decide on your best available options.

Decrease your total interest

With shorter loan terms, your overall interest rates would reduce and you would end up paying less.

Lower your mortgage payment

Get a new, lower interest rate, and you will save money each month.

From adjustable to fixed rate

A fixed-rate mortgage will protect your loan from unexpected cost increases in the future.

Draw cash from your equity

A cash-out refinance would allow you to get money from a property already owned.

Decrease your total interest

You can avoid the large sum payment by refinancing to a new fixed-rate mortgage.

Stop paying for PMI

As the balance on your home decreases and the value increases, you may be able to cancel the PMI by refinancing.
Learn how REFINANCING works

what is a mortgage broker?

Profession

Mortgage brokers are licensed, financial professionals. They gather your mortgage-related documentation, pull your credit records, verify your income, and apply for mortgage loans.

Goal

A mortgage broker is a mediator between you and potential lenders. A broker's main goal is to represent you in front of several banks and lender entities and to find mortgage deals with competitive interest rates that best fit your needs.

Connections

Mortgage brokers have a very large network of lenders they work with, which can make your mortgage process much easier.

A word from our CEO

When purchasing a new home, it is important to choose the right people and the right company to help you expedite the transaction. Ebenezer Mortgage Solutions is a full-service mortgage broker, offering you Conventional, FHA, VA, and USDA loans.

As the CEO of Ebenezer Mortgage Solutions, I have been in the mortgage business for many years. I have helped people buy homes, first as a loan originator, then as a processor, later as an underwriter, and finally now as a company owner. With my experience and knowledge, I can help ensure that your loan transaction goes smoothly.

Yuleisy Gonzalez Alvarez

​CEO / Mortgage Loan Originator
NMLS # 1507766
Learn more about us

why choose ebenezer as your mortgage broker? 

Competitive rates

Mortgage rates obtained through lenders like banks tend to be high. That is why we meet with different lenders to negotiate and select the most competitive mortgage rates for you.

Fast closing times

You can save time by employing us. Ebenezer Mortgage Solutions works as a team to make sure all the details around your mortgage are solved within the time frame you need.

Professional Team

We do everything for you. We apply for loans, negotiate terms, fill out documents, manage back-and-forth communication, decipher the legal terms, and handle all the details to ensure the transaction stays on track.
Request your pre-Approval

HOME BUYER RESOURCES

This is a list of important resources for you to buy your home the smart way:

Mortgage calculator

A tool that lets you estimate your monthly house mortgage payment. This includes the principal and interest, taxes, insurance, and private mortgage insurance.
Estimate your mortgage

Loan process

Understand how we get your mortgage. This covers the information you need to provide, the documents we work with, and all the steps we take to make you a homeowner at the end.
Loan process

FIRST-TIME HOME BUYER

Buying a home can be challenging for a first-time home buyer. But there are some special treats you can enjoy and take advantage of when entering the real estate world.
First-time Home Buyer

Customer login

A portal created for those who hire our mortgage broker services. Login to check out your documentation, current loan process stage, and your mortgage status.
Access login

Learning how to buy a house

Buying a house is not easy. If you want to know how to buy a house the right way, you've come to the right place!

It's easy to buy a house beyond your budget. However, that mistake can affect your ability to build wealth in the long run. By understanding the steps of the home-buying process, you'll be able to make smarter decisions about your home purchase.
how to buy a house
Home Loan | learning how to buy a house

our latest videos

See our youtube channel

ARE YOU LOOKING FORWARD TO BUYING A HOME?

Getting frustrated because you don't know where to start?

Is it hard to keep up with so much mortgage information?

LET OUR MORTGAGE BROKERS DO THE HARD WORK FOR YOU

AND TURN YOUR DREAM HOME INTO A REALITY

Request your pre-Approval

Latest Florida mortgage news

Stay up-to-date on what is happening in the real estate world and the latest home loan news in Florida.
July 26, 2025
FHA vs Conventional Mortgage: Which is Best for Tampa Buyers?
Yuleisy Gonzalez

Compare FHA vs conventional mortgages in Tampa. See pros, cons, and eligibility to choose your best option with Ebenezer Mortgage Solutions.

Read More
July 25, 2025
What is a Conventional Home Loan? (Tampa Buyer’s Guide)
Yuleisy Gonzalez

Is a conventional loan right for you? Discover requirements, rates, pros & cons, and get expert Tampa mortgage guidance with Ebenezer Mortgage Solutions.

Read More
May 2, 2025
How Do USDA Loans Work? A Simple Guide for Tampa Homebuyers
Yuleisy Gonzalez

Looking for a no down payment loan in Tampa? Learn how USDA loans work and whether you qualify—Ebenezer Mortgage Solutions makes it easy to get started!

Read More
Click here for more news
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NMLS # 1912387
3638 W Cypress St
Tampa, FL 33607
(813) 284 - 4027
Conventional LoanVA LoanFHA LoanUSDA LoanRefinance Loan
Our Loan ProcessMortgage CalculatorFirst-Time Home BuyerBuying a HomeMortgage LoanCustomer Login
Disclaimer: ​All data contained herein is for informational purposes only. While we make sure that all the information we provide is accurate, no guarantee is stated or implied. Any programs presented do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies may be modified without prior notice. Other restrictions may apply. This is not a proposal to extend credit or commitment to lend. Complaints may be directed to us by filling out the Complaints Form.
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